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Managing your risk by Michael Kelly

NCACC Risk Management Director Michael Kelly writes a regular column on risk management for CountyLines. With more than 38 years of risk management/ insurance experience, he holds the CPCU - Chartered Property & Casualty Underwriter, ARM-P - Associate in Risk Management for Public Entities, CRM - Certified Risk Manager, ARe - Associate in Reinsurance and CIC - Certified Insurance Counselor Professional Designations. He can be reached at michael.kelly@ncacc.org or (919) 719-1124.  For archives of this column click here.

Jul 15

It’s that time of the year again – Hurricane Season!

Posted on July 15, 2016 at 1:25 PM by Todd McGee

Hurricane Season began June 1 and ends Nov. 30. Most emergency county staff have already dusted off their emergency management manual and given some thought to protocols and procedures to be employed in the event of a hurricane. Some may even have already participated in mock hurricane storm response drills to fine tune responsibility assignments and procedures. This month’s column is about making sure your property coverage is in order and ready to respond should a storm strike North Carolina.

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Jun 28

HR Helpline Report Card Results for First Year

Posted on June 28, 2016 at 2:25 PM by Todd McGee

A year ago on January 1, the NCACC Governmental Risk Pools kicked off an additional loss control service – the Human Resources Legal Helpline –designed to give members access to legal advice from attorneys experienced in employment law in an effort to assist with basic, time-sensitive employment issues. The primary goal is to avoid potential HR missteps and unnecessary litigation.

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Dec 15

Developing a moonlighting policy for law enforcement

Posted on December 15, 2015 at 10:13 AM by Todd McGee

Moonlighting is a term generally used to refer to holding a second job outside of normal working hours. Such practice is fairly common within law enforcement ranks. As a county risk manager, recognizing the issues associated with this exposure is critically important. Developing and following a comprehensive moonlighting policy, established in concert with the blessing of your Sheriff, is another example of doing the work on the front end.

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Oct 26

Flood Insurance – don’t wait to get it!

Posted on October 26, 2015 at 1:07 PM by Todd McGee

As the 2015 hurricane season reaches its peak, the issue of flood insurance comes to mind. Risk Control Manager Bob Carruth pointed out in a recent communication that September is National Disaster Preparedness Month. Flood insurance is one of those areas often overlooked as standard property insurance policies either exclude it entirely or greatly restrict coverage availability through application of very large retentions.

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Aug 04

Drones … they are here to stay

Posted on August 4, 2015 at 1:00 PM by Todd McGee

Today whenever I pick up an insurance or risk management trade magazine, I inevitably find there is an article on either managing the risk for Cyber Liability or the rapid proliferation of Drones. “Drones” is the popular name for unmanned aircraft systems (UASs), also known as unmanned aerial vehicles (UAVs)

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